Calculators

LIVE ON 50%

SPEND 30% ON WANTS

SAVE AND INVEST 20%

SPEND ON NEEDS:

• Housing & Utilities
• Food
• Clothing
• Transportation
• Phone & Internet
• Debt Repayments

SPEND ON WANTS:

• Entertainment
• Dining out
• Clothing
• Splurges & Shopping

PREPARE FOR THE FUTURE:

• Save for Gifts (birthdays, holidays, events)
• Save for Vacations & Travel
• Save for Appliances
• Save for Next Vehicle (and Repairs)
• Save for Down Payment
• Save for Emergencies
• Invest in retirement plans
• Invest on others